As of August 2024, buyer’s agent commissions are no longer automatically listed on the MLS. Now you must sign a buyer’s agency agreement before touring homes. This post explains how
Foreclosures can be 20‑30% below market, but they come with risks: back taxes, evictions, and no inspection. Foreclosure inventory remains low, but some Sun Belt markets are seeing upticks. We
The Tax Cuts and Jobs Act (TCJA) expires after 2025, but 2025‑2026 is a transition year. You can still deduct mortgage interest on up to $750k of debt, property taxes
Over 97% of US land area qualifies for a USDA loan – including many suburbs. Income limits have increased to $150,000 for a family of four. You can buy a
Saving 3% listing commission sounds great, but flat‑fee sellers get 30% fewer showings and 15% lower sale prices according to recent studies. We compare the real costs – including photography,
ADUs (granny flats, backyard cottages) are the hottest way to add rental income. In many states, laws have changed to allow separate entrances, rental to non‑family, and even no owner
Sellers typically pay 8‑10% of sale price in closing costs. But this varies wildly: in New York, transfer taxes alone can be 2%; in Texas, title policies are cheaper. We
Home inspections go beyond roof and foundation. Inspectors now test Level 2 EV charger circuits, review smart lock vulnerabilities, and assess flood risk using FEMA’s new maps. This post explains
Selling an investment property? A 1031 exchange lets you defer 15‑20% in capital gains taxes. But the 45‑day identification rule is unforgiving. In 2026, the IRS is auditing more exchanges
